Health Care - Should We Cover Everyone?

Part of the argument we hear daily about health care reform is that we need to get insurance to people who don't already have it.

Really? Why?

Health Care

What about people in their early 20's who don't have health insurance coverage? Should we make them get insurance, even if they don't want to pay for it? And even if they can't pay for it, are we going to force it on them anyway and have taxpayers pick up the bill?

It seems plainly obvious that we shouldn't waste resources on people who either do not want or need a particular service, and it seems rather peculiar to force it on them. But there's more to this scenario than you might see at first glance.

Insurance companies actually love the idea of covering young, healthy people. When you have people paying into a system, but not using it, it can keep costs lower for everyone who is part of the plan. This is fundamental to insurance of any kind. The companies who issue insurance policies count on most people using less service than they are paying for. The people who don't use it essentially subsidize those that do.

If this sounds like socialism, then it's socialism created by private industry under a capitalist system.

In the US health care system part of the reason this has broken down is that a large number of the healthiest people in our society have opted out of paying for insurance, which ends up driving up the cost for everyone else. People have figured out how to game the system and refuse to pay into it.

This seems like a fair way to go until you realize that the people who opt-out are taking a gamble with your communities resources. That's because if they get seriously injured they will get treated at a local emergency room whether they have coverage or not. And if they don't have the means to pay, the hospital will have to absorb the costs (and possibly force the patient into bankruptcy), which raises the fees the hospital charges to those who do pay.

And for those who are chronically ill and who cannot get regular medical care because they are uninsured, they will continue to clog emergency rooms with relatively minor illnesses that should be seen by a primary care physician. The crowded ER's can potentially keep insured people from being seen for true emergencies - the original purpose of emergency rooms.

By covering everyone, both the healthy and the infirm, it lowers the risk pool for the insurers and helps to direct resources to where they are most effective.

Health Care - Should We Cover Everyone?

The significance of bodily Fitness

In its most general meaning, corporal fitness is a general state of good corporal health. Obtaining and maintaining corporal fitness is a consequent of corporal activity, proper diet and food and of course proper rest for corporal recovery. In its simplest terms, corporal fitness is to the human body what fine-tuning is to an engine. It enables citizen to achieve up to their potential. Regardless of age, fitness can be described as a condition that helps individuals look, feel and do their best. Thus, corporal fitness trainers, recap it as the capability to achieve daily tasks vigorously and alertly, with left over vigor to enjoy leisure-time activities and meet crisis demands. Specifically true for senior citizens, corporal fitness is the capability to endure, bear up, withstand stress and carry on in circumstances where an unfit man could not continue.

In order for one to be thought about physically fit, the heart, lungs, and muscles have to achieve at a certain level for the private to continue feeling capable of performing an activity. At the same time, since what humans do with their bodies directly affects the state of mind, fitness influences to some degree qualities such as thinking alertness and emotional expression.

Fitness

Physical fitness is often divided into the following categories in order for citizen to be able observe its components or parts. Particularly, corporal fitness is judged by:

1. Cardiovascular endurance: This is the capability of the body to deliver oxygen and nutrients to tissues and to remove wastes over sustained periods of time.

2. Muscular impel & endurance: impel deals with the capability of the muscle to exert force for a brief time period, while durableness is the capability of a muscle, or group of muscles, to sustain repeated contractions or to continue to apply force against an inert object.

3. Flexibility: This denotes the capability to move joints and use muscles straight through their full range of motion.

4. Body composition: thought about as one of the components of fitness, blend refers to the body in terms of lean mass (muscle, bone, vital tissue, and organs) and fat mass. Actually, the optimal ratio of fat to lean mass is an indication of fitness. Performing the right set of exercises can help citizen get rid off body fat and growth or mouth muscle mass.

The significance of bodily Fitness